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Guys, giving money for Christmas might seem the humanitarian thing to do, but its effects will more likely be the exact opposite. If you have a friend, family member, etc, that is having hard times and you want to help them out, do it, but not as a Christmas gift. The idea behind Christmas is to forget the tribulations of life for a short while. Giving money as a Chirstmas gift is only a reminder of their troubles, and may ruin their ability to temporarily escape their troubles. Money is 24/7/365, Christmas is one day. Please give money as you wish to whomever needs it. But reserve a couple dollars to get a small gift for Christmas. Even a $2 gift is something special. The person receiving will not expect expensive gifts after you have given them financial support.
Seems like I will be doing the same,Suzy.
I won't be shopping for Christmas this year. I'm giving money to all my family. They need that much more that some gift.